The E wrote:And what are those reasons? Why is someone with the wrong address less creditworthy (all things being equal) than someone with a "good" address?
But, as they found out the hard way, all things were NOT equal. The government forced banks to make those loans and most of them defaulted, kicking off that financial meltdown we had in 2007. Several of those banks went broke.
Way to go, Clinton! You 'helped' all those people right into foreclosure!
The E wrote:You are now invited to explain why people with african-american sounding names have a harder time getting job interviews
I've never seen any evidence of that. Everywhere I've worked, they interviewed and hired black people too. Never heard any complaints.
The E wrote:Why are black men punished for behaviours that middle-aged white women can indulge in freely?
Why would anybody want to wear one of those stupid things in hot weather? I've seen it, and it makes no sense. Hoods are for when it's cold enough to make your ears hurt. Wearing them at any other time just looks stupid. Hell, it IS stupid.
And, a lot of young black criminals wear them to hide their faces. Middle-aged female white criminals, not so much. It may have escaped your notice, but in this country two out of every three crimes are committed by young black males. Many of them dress and act in certain distinctive manners. If people see a young black male dressed and acting like a criminal, I think a little suspicion is excusable. I blame the criminals, not the people who don't want to be assaulted and robbed.
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"Ow do you know she's a witch?"
"She turned me into a newt!"
"…A newt?"
"W- b- wl- It got better!"